I got my driving license almost 13 years ago and I think I’m a pretty good road user. I’ve had 3 claims on my insurance which have happened in situations which I couldn’t avoid.
The first happened whilst I was 6/7 months pregnant with No3. It was entirely the Mr’s fault. He went into the back of a hatchback because he anticipated the driver being more aggressive about moving on to the roundabout. With car damage and her whiplash claim, our insurance paid out over 10k. That held our insurance back for the next five years.
The second accident, last year, was my fault because I allowed myself to be bullied by another driver to take a gap I knew I couldn’t make. He drove off into the distance whilst I was left to exchange details with the parked car’s owner and a 1k claim to repair the wheel arch which I caught with my fibreglass trimmings on the minibus.
The last happened just this month and I’m so bloomin’ cross! I parked the car and we went in to playgroup. When I came out I heard a car crunch over something right next to my brand new mobility car – I do not exaggerate, I had 22 days of ownership on my Black Beauty 😦 The bad driver must have reversed into her, felt the impact, drove off. Not a note, not a “does anyone know who this belongs to?” Nothing. Now I have a £100 excess and I’m waiting for the company to collect BB to do the repair.
We’ve been very lucky, no damage to humans just to vehicles and bank balances.
Then we look at the Mr. As well as being a fairly good driver be is also a cycling commuter. Yes. He is one of those nutters who speeds along the cycling super highway to work in offices all over London and he Loves it. Personally, I am not a cyclist. I know how to cycle but my overly rotund posterier just isn’t designed for those ittybitty seats
Mr has been hit twice, if my memory still works, whilst *walking* in our local town centre. As a cyclist I think we are on 6 or 7 accidents. One wrecked the bike but saved the man, two meant hospital visits (technically there is a 3rd but you don’t count the cyclist being dippy and going over his own handle bars 😉 ). He has permanent damage and recurring pain and he *still* gets on that bloomin’ deathtrap and zooms off at least 5 days a week.
Last week, with storm Doris raging around us, he again cycled off, cool as a cucmber and brought himself home without a scratch and proud of a new personal best thanks to Doris helping him on his way.
When cycling is mentioned on social media, it is normally to scorn the cyclist. Just this weekend a friend posted about cyclists using the road instead of “the perfectly good cycle path”. My response was a little irritated but also, I hope, a polite nudge to remember that a cyclist is a road user too and he isn’t hurting anyone by being on the road instead of the path. I’m not sure she agreed but, for once, every other comment was also to point out the same reasoning. I am blessed with open minded friends. Even C understood why most don’t bother and, of course, she’s allowed to be irked by another road user regardless of the number of wheels and the size of the engine.
It’s a funny old world. Just this evening overtook me because sticking to the 30mph speed limit was too difficult. It’s a limit not a target! The number of people I see on mobile phones is shocking and I often wonder how many people drive without following the legal requirements. Driving is expensive when you add it all up, it’s easy to see why some blur the lines slightly but those who drive oblivious to the rules, I just don’t understand.
If you get 3 points for speeding it is 3 too many. If your insurance is too high try to change your vehicle, don’t just drive without it. Is that phone call really necessary? Could it wait or be put on loud speaker? If you want a drink or 3 leave the car at home. Call a cab and factor the cost into your night out. Seriously, do not drink and drive.
I am someone who tries to avoid being tardy and I get secretly irritated by other people who seem to always arrive late but in all honesty, I’d rather be late to my appointment than early to my grave.
Be safe, people.
#betterdriving #cycling #limitnottarget #callataxi #soberdriver